Daniel Kenney

Daniel Kenney

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$485,000

($63,664 down)
FHA

2226 Monte Vista Street, Fort Lupton, CO 80621

3
2
1,509 sqft
PITI Monthly
$3,711.24 /mo

Listing courtesy of: Alyssa Baker, Key Team Real Estate Corp.

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,819 /mo
$2,918 /mo

What's Special

DESIRED
DINING
SPACIOUS
MOVE-IN READY
WALK-IN CLOSET
PATIO
CHARMING
NO HOA

BRAND NEW BACKYARD FENCE BEING COMPLETED THIS WEEK, updated pictures coming soon! ASSUMABLE 4.75% LOAN!! Stunning Ranch-Style Home in Coveted Fort Lupton Subdivision—No HOA & Main-Floor Living! Welcome to this elegant 3-bedroom, 2-bathroom ranch home where comfort meets sophistication—all on one level with no stairs. Located in a highly desired, HOA-free subdivision in Fort Lupton, this home offers exceptional ease of living with unmatched style. Step inside to a sense of spaciousness, thanks to soaring ceilings and tall doors that elevate every room with a grand, airy feel. The open-concept layout is flooded with natural light, showcasing custom wainscoting trim in the living and dining areas for a timeless, polished finish. The kitchen boasts a large island, sleek stainless-steel appliances, including a high-end Bosch refrigerator, and flows seamlessly into the main living spaces—ideal for entertaining or everyday life. A thoughtfully placed full guest bathroom ensures privacy and comfort for visitors, while well-proportioned bedrooms provide ample space for rest and relaxation. The large primary suite is a true escape with its generous walk-in closet and room to breathe. A convenient main-floor laundry room adds everyday ease. Enjoy Colorado's beautiful seasons from the charming front porch or entertain on the backyard patio, framed by a brand-new privacy fence and low-maintenance rock landscaping, ideal for both pets and play. The two-car attached garage has electrical installed for a hybrid car charger! All this, just minutes from grocery stores, Coyote Creek Golf Course, downtown Fort Lupton, and quick commutes via Highway 85, Highway 52 and I-76. This is refined, ranch-style living at its best—move-in ready and meticulously maintained.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 8 months
Monthly PITI
$3,711.24/mo
Estimated Loan Balance
$422,607
Cash to close
$63,664
Interest Paid
$67,821

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: D.R. Horton, Inc

Community & HOA

Community
  • Subdivision: Mountain Sky
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Fort Lupton

Financial Details

  • Price per Sqft: $321.4
  • Tax Annual Amount: $5030
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $63,664 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $63,664!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$421,336
Your Cash$63,664
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,819/mo
Traditional @ 7.15%
$3,027/mo
You save $207/month ($2,488/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3083691

Listing From: recolorado

Last updated: 2025-05-01T07:16:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,819 /mo
$2,918 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,664 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $63,664!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$421,336
Your Cash$63,664
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,819/mo
Traditional @ 7.15%
$3,027/mo
You save $207/month ($2,488/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Better Homes & Gardens Real Estate | Kenney & Company
Agent/Broker
Daniel KenneyBetter Homes & Gardens Real Estate | Kenney & Company(719) 641-6328dankenneyrealty@gmail.comMLS 100051799

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Better Homes & Gardens Real Estate | Kenney & Company are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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