Daniel Kenney

Daniel Kenney

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$429,900

($22,661 down)
FHA

1075 Spartan Avenue, Berthoud, CO 80513

2
3
1,150 sqft
PITI Monthly
$3,236.63 /mo

Listing courtesy of: Amy Kriegbaum, MB Homes by Amy K

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,682 /mo
$2,805 /mo

What's Special

LOCATION
DINING
SPACIOUS
LUXURY
LANDSCAPED
PLAYGROUND

Why wait to build when you can move right into this beautiful almost new home! Not quite 2 years old, this Monroe model has it all! Landscaped yard, window coverings, refrigerator, washer & dryer. Great location and superb curb appeal. Step up to the covered front porch and enter this sunny and open home. The living room features high ceilings and a large front window. Luxury vinyl plank flooring throughout the main. The kitchen boasts white cabinets, quartz counters, stainless appliances & a massive kitchen island. A dining nook is perfect for a casual kitchen table or formal dining. A convenient 1/2 bathroom also located on the main. Upstairs you will find the primary bedroom with ensuite full bathroom complete with two sink/cabinet areas and a huge walk in closet. The upper level also has a second spacious bedroom with walk in closet, 3/4 bathroom & laundry. Designer hardware and plumbing fixtures throughout. The rear entry garage is extra high and perfect for extra storage. The unfinished full basement is waiting for your finishes. This community features no metro taxes, low HOA's, a park/playground and community garden. Minutes to shops & restaurants on Berthoud's Main Street. Don't miss your opportunity.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 3 months
Monthly PITI
$3,236.63/mo
Estimated Loan Balance
$415,244
Cash to close
$22,661
Interest Paid
$48,322

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2023
Details
  • Builder: CB Signature Homes

Community & HOA

Community
  • Subdivision: Rose Farm
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Trademark Property Mgt Group
  • HOA Amenities: Unknown
  • HOA Fee: $75
  • HOA Frequency: $Monthly
Location
  • Region: Berthoud

Financial Details

  • Price per Sqft: $373.83
  • Tax Annual Amount: $2569
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $22,661 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $22,661!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$407,239
Your Cash$22,661
Total Purchase Price:$429,900

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,682/mo
Traditional @ 7.15%
$2,909/mo
You save $227/month ($2,723/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5351740

Listing From: recolorado

Last updated: 2025-05-02T00:16:17.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,682 /mo
$2,805 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $22,661 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $22,661!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$407,239
Your Cash$22,661
Total Purchase Price:$429,900

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,682/mo
Traditional @ 7.15%
$2,909/mo
You save $227/month ($2,723/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Better Homes & Gardens Real Estate | Kenney & Company
Agent/Broker
Daniel KenneyBetter Homes & Gardens Real Estate | Kenney & Company(719) 641-6328dankenneyrealty@gmail.comMLS 100051799

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Better Homes & Gardens Real Estate | Kenney & Company are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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